MDW Medical Recruiting Company HPSP for Future Army PhysiciansWashington DC Medical Recruiting Station · MD & DO students

The HPSP process · Army Medical Corps (MD & DO)

From applicant to Army physician, every step

HPSP is a premier, competitive scholarship for future Army physicians. Here is the whole path, from your first conversation with a recruiter to finishing your service commitment, side by side with the civilian route to becoming a doctor.

CompetitiveMerit-basedMD & DO students
15 stepsfrom prequalification to completing your obligation
2LT → CPTstudent officer in school; Medical Corps captain at graduation
45 daysof paid Army training each scholarship year
Year for yearactive duty owed for each scholarship year, after residency training (2-year minimum)

When to apply

HPSP is for students on the road to an MD or DO degree who meet Army eligibility rules, including U.S. citizenship by the time you're commissioned. Here's when to act, wherever you are now.

  1. Pre-med

    In college, or in a pre-med research or clinical internship

    Learn about HPSP now and build what selection boards look for: leadership, activities, fitness, grades and scores. Talk with a recruiter the year you apply to medical school.

    Plan ahead
  2. Applying

    Applying to medical school this cycle

    College seniors, gap-year graduates, post-bacc and special master's students, NIH postbacs, and anyone working in research, a clinic or a hospital. Packets usually take 90+ days, and for a 4-year scholarship you can start before you're accepted.

    Start now
  3. Accepted

    Accepted for fall 2027

    First MD acceptances go out 15 Oct 2026. Scholarships are awarded on a rolling basis until slots are filled, and boards meet about once a month.

    Apply right away
  4. MS1

    First-year medical student

    Apply during your first year for a 3-year scholarship. Your packet includes a dean's letter showing you're in good standing.

    3-year scholarship
  5. MS2

    Second-year medical student

    Apply early in your second year for a 2-year scholarship. We'll work around your exam and Step 1 study schedule.

    2-year scholarship

Interested in nursing, dentistry, PA, pharmacy or another health career? This site covers the Medical Corps (MD and DO) only. Email us and we'll point you to the right recruiter. Sources: goarmy.com; UR 601-37.66 packet checklist (Version 4); AAMC application timeline.

The process, start to finish

Follow the 15 steps in order. Switch between the Army path, the civilian path, or both side by side.

Show:
  1. Phase 1

    Apply and get selected

    Steps 1–9 · usually several months

  2. 1

    Your first conversation with a recruiter

    Prequalification

    Army HPSP

    Before any paperwork, a recruiter does a quick check to see whether HPSP is a realistic fit. It takes one conversation.

    • Medical background: a short screening of your health history. Officers must meet Army medical standards for appointment (AR 40-501, chapter 2). Some conditions can be waived; others can't.
    • GPA and MCAT: an honest look at your grades and scores. Boards weigh them alongside leadership and activities, and your recruiter will tell you how competitive you are.
    • Moral and legal background: any law violations, including traffic. Some issues can be considered for a waiver case by case. Be upfront.
    • School status: where you are in applying: applying, interviewing, accepted or enrolled.
    • Basics: U.S. citizenship (dual citizens have additional requirements, including about foreign passports; your recruiter explains them) and the ability to sign the service agreement without reservation.

    Don't email medical records, Social Security numbers or other personal documents. Your recruiter collects what's required through official channels.

    Civilian path

    No military screening. Schools ask about your conduct history, and many run a background check before you start. You focus on applications: AMCAS (MD) opened 5 May 2026, with first submission on 28 May 2026. AMCAS costs $180 including the first school and $48 for each additional school; AACOMAS (DO) costs $198 including one school and $60 for each additional. AAMC's Fee Assistance Program can waive fees for eligible applicants.

    Sources: AR 601-141 para 2-1, 2-5, 2-7; AR 40-501; AAMC 2027 AMCAS materials; AACOM.

  3. 2

    As soon as you decide to apply

    Agree to process and schedule your initial appointment

    Army HPSP

    If HPSP fits, you decide to apply ("agree to process") and book your initial appointment, in person in Washington DC or on Microsoft Teams.

    • Your recruiter walks through the cost math for your school, the service commitment, the timeline and your packet checklist.
    • Applying doesn't obligate you to serve. Your commitment begins only when you sign the contract (step 9).
    • The earlier you start, the more options you have. For a 4-year scholarship, you can start before you're accepted.

    Civilian path

    Schools send secondary applications and invite applicants to interview. You complete secondaries and interviews school by school.

    Sources: USAREC Reg 601-37 para 4-2; UR 601-37.66 packet checklist (Version 4).

  4. 3

    Early in the process (start long-lead items on day one)

    Gather and submit your documents

    Army HPSP

    You and your recruiter build your packet, following the AMEDD Accession Packet Preparation Checklist (UR 601-37.66). For HPSP it includes:

    • The HPSP application (UF 601-37.22), including your statement of motivation
    • Official transcripts from every school (including transfer credit) and your MCAT score report
    • Your acceptance letter, or for a 4-year scholarship, a signed list of the schools you applied to
    • At least three letters of recommendation from people who can judge your work (not relatives or classmates); the station checklist allows up to five
    • Identity documents (birth certificate, Social Security card, driver's license) and prior service records, if any
    • Security forms (SF 86) and fingerprints (Live Scan)

    Your recruiter reviews every document before it moves forward. No CV is required for HPSP.

    Civilian path

    Your application materials (transcripts, letters, MCAT) go to schools through AMCAS or AACOMAS. There are no security forms.

    Sources: AR 601-141 para 2-7; USAREC Reg 601-37 para 6-3; UR 601-37.66 (Version 4).

  5. 4

    Scheduled early, because it takes time

    Army commissioning physical

    Army HPSP

    A full medical evaluation confirms you meet Army medical standards for appointment as an officer (AR 40-501, chapter 2; DoDI 6130.03).

    • It's typically done at a Military Entrance Processing Station (MEPS); your recruiter schedules it. Fingerprints are completed first.
    • It includes a medical history review, a physical exam and labs.
    • If something is disqualifying, a medical waiver may be requested. The U.S. Army Recruiting Command (USAREC) Surgeon makes the final determination.
    • An accession physical is valid for 2 years.

    Civilian path

    No commissioning physical. Medical schools set their own health and immunization requirements.

    Sources: AR 40-501; USAREC Reg 601-37 para 2-7; USMEPCOM Reg 40-1 para 3-1.

  6. 5

    When every item is complete

    Your packet goes to Headquarters

    Army HPSP

    After quality control at the station and the battalion, your packet goes to the USAREC Health Services Directorate (HSD), the office that boards and accesses Army Medical Department applicants.

    • HSD checks that the packet is complete and returns anything that isn't.
    • Complete packets go to an upcoming selection board. Your recruiter tells you which board your packet is scheduled for.

    Civilian path

    No equivalent. Each school's admissions committee reviews your application and decides.

    Sources: USAREC Reg 601-37 paras 6-1, 6-5.

  7. 6

    Alongside steps 3–5

    Complete your electronic application in DCA

    Army HPSP

    Army Medical Department applications run through the Direct Commissioning and Accession (DCA) system. Every applicant has a DCA profile, and your documents, any waivers and your board results all move through it.

    You complete and review your electronic application with your recruiter's help.

    Civilian path

    Your electronic application is AMCAS or AACOMAS, which you completed at the start of the cycle.

    Sources: USAREC Reg 601-37 paras 1-7, 6-5, 6-6.

  8. 7

    Boards meet regularly; our station typically sees them monthly

    Selection board

    Army HPSP

    A Medical Corps selection board reviews your packet. It has at least three field-grade officers (majors through colonels) from the Medical Corps, including at least one with residency program-director experience.

    • Boards weigh leadership, extracurricular activities, fitness, grades and scores.
    • No interview or appearance is required unless The Surgeon General directs one.
    • Scholarships are awarded on a rolling basis until slots are filled. Your recruiter tells you when your board meets and when results arrive.

    Civilian path

    You wait on school decisions. First MD acceptances go out on or after 15 Oct 2026; Plan to Enroll opens 19 Feb 2027; you narrow to three acceptances by 15 Apr; Commit to Enroll opens 30 Apr 2027.

    Sources: AR 601-141 para 2-8; army.mil (14 Feb 2025); goarmy.com; AAMC Traffic Rules and Choose Your Medical School guide.

  9. 8

    Results come through your recruiter

    Board results: approved or not

    Army HPSP

    Possible results:

    • Selected: you move to contract.
    • Selected, order of merit list: qualified, and in line if a slot opens. Your recruiter explains how long the list stays open.
    • Not selected: your recruiter explains whether and when you can apply again.
    • Pending: waiting on a waiver or exception decision.

    Selection is for entry at the start of the upcoming academic year.

    Civilian path

    You accept a school's offer and arrange financing. New borrowers can take at most $50,000 a year and $200,000 in total in federal loans; Grad PLUS has ended. Anything above that comes from private loans, family or school aid.

    Sources: USAREC Reg 601-37 para 6-6; AR 601-141 para 2-12; FSA loan limits FAQ (20 May 2026).

  10. 9

    After selection

    Sign your contract

    Army HPSP

    You sign your service agreement, take the oath of office, and choose to accept or decline the optional sign-on bonus (UF 601-37.58). You're appointed a second lieutenant in the Army Reserve as a student officer.

    • Your benefits generally begin on the latest of three dates: when you take the oath, sign the agreement, or start classes. Your recruiter confirms your start date.
    • You also complete enrollment paperwork such as emergency contacts, life insurance and direct deposit, and you must obtain and keep the appropriate security clearance.
    • Your commitment starts here: an 8-year total military service obligation, with at least one year of active duty for each scholarship year (2-year minimum; 4 with the bonus).

    Civilian path

    You sign loan promissory notes and enroll. Interest on federal Direct Unsubsidized loans starts when each loan is paid out (8.07% for 2026-27).

    Sources: AR 601-141 paras 2-3, 2-5; DoDI 6000.13 Encl 3; UR 601-37.66; FSA (4 Jun 2026).

  11. Phase 2

    Medical school as a student officer

    Step 10 · 2 to 4 years with HPSP

  12. 10

    Each scholarship year

    Medical school and officer training

    Army HPSP

    You attend the medical school you're admitted to, like any other student. You don't wear a uniform to class, and you won't be pulled away for deployments.

    • Paid: tuition and required fees, required books and equipment, and a taxable stipend of $3,113 a month (resets each July).
    • 45 days of active duty training each year, paid as a second lieutenant. One period is the Army Medical Department Basic Officer Leader Course (BOLC) at Joint Base San Antonio–Fort Sam Houston; your recruiter confirms the length and timing.
    • Clinical rotations at Army hospitals in later years, such as Womack (Fort Bragg) and Madigan (Joint Base Lewis-McChord), let you work alongside Army physicians and residents. If your schedule doesn't allow time away, training may be done at your school.
    • Same exams as everyone: USMLE (MD) or COMLEX (DO).
    • Keep up your fitness. You'll need to meet Army fitness and body composition standards.

    Civilian path

    Same school, same curriculum, same exams: USMLE Step 1 (pass/fail), usually at the end of year 2 or start of year 3, then Step 2 CK; COMLEX for DO students. Your summer after year 1 and your electives are yours to plan. Interest builds on your loans the whole time.

    Sources: army.mil (14 Feb 2025); AR 601-141 para 2-4; MEDCoE BOLC page; health.mil Womack and Madigan rotation pages (2026); USMLE; NBOME.

  13. Phase 3

    Residency and fellowship

    Steps 11–13 · 3 to 7+ years

  14. 11

    Fourth year of medical school

    Apply to military residency

    Army HPSP

    You apply through the Joint Service Graduate Medical Education Selection Board, the military match. Instructions come out around July, the board meets in November, and results come out in December, months before the civilian Match.

    • You list the specialties you want. A selection board decides based on merit and the Army's needs, much like the civilian Match is competitive. No specialty is guaranteed.
    • More than 95% of HPSP and Uniformed Services University graduates (combined) train in military hospitals.
    • If you're not selected for a military residency, you may be allowed to complete a civilian residency first, based on the Army's needs. Your recruiter explains whether you should also apply to the civilian Match.

    Civilian path

    ERAS opened 4 Jun 2026; applications go to programs from 2 Sep 2026; the rank order list deadline is 3 Mar 2027; Match Day is 19 Mar 2027. In 2026, 93.5% of U.S. MD seniors and 93.2% of U.S. DO seniors matched.

    Sources: health.mil DHA-GME application information (25 Aug 2026); AR 601-141 para 2-6; Army ROTC Medical Corps Scholar Guide (Apr 2026); AAMC ERAS; NRMP 2027 calendar and 2026 results.

  15. 12

    3 to 5+ years, depending on specialty

    Residency

    Army HPSP

    You train as an active-duty captain at a military teaching hospital. The military runs 213 residency and fellowship programs at 25 teaching hospitals, and 202 of them are accredited by the Accreditation Council for Graduate Medical Education (ACGME), so the same national training standards apply, including the 80-hour weekly limit.

    • Pay: federal pay law entitles active-duty officers to basic pay plus tax-free housing and food allowances. Example first-year resident at Joint Base Lewis-McChord: about $103,759 a year with no dependents (details).
    • Military training is built in, such as trauma and field-care capstone exercises.
    • Residency time doesn't count toward your HPSP obligation, and a military residency adds its own obligation; your recruiter confirms how the two combine for you.

    Typical lengths (ACGME): family medicine, internal medicine and pediatrics 3 years; emergency medicine 3 or 4; general and orthopedic surgery 5.

    Civilian path

    Same accreditation standards and 80-hour weekly limit. Salaries vary by program; the AAMC's projected 2025 national average for first-year residents was about $67,400, all taxable, and loan payments begin; under the federal Repayment Assistance Plan, payments are 1% to 10% of income.

    Sources: health.mil DHA-GME (29 Jun 2026); ACGME; DFAS 2026; JBLM 2026 BAH chart; DoDI 6000.13 Encl 3; AAMC; ed.gov (11 Jun 2026).

  16. 13

    After residency, if you choose to subspecialize

    Fellowship (optional)

    Army HPSP

    If you want to subspecialize, you apply through the same Joint Service GME Selection Board, which meets every year. Active-duty physicians, including those coming back from operational tours, compete for military fellowships.

    • A military fellowship adds its own active duty obligation. How it combines with your HPSP and residency obligations is set in your agreements; your recruiter confirms the current rules.
    • Selection is competitive, and timing depends on the Army's needs. Many physicians serve as staff physicians before a fellowship.

    Civilian path

    You apply through a fellowship match (for example, cardiology adds 3 years after internal medicine). No service obligation, but trainee pay continues longer before attending pay begins.

    Sources: DoDI 6015.24; health.mil (10 Jul 2024); DoDI 6000.13 Encl 3; Army Medical Corps career chapter (2022); ACGME cardiology requirements.

  17. Phase 4

    Practice and serve

    Steps 14–15 · your obligation, then your choice

  18. 14

    After training

    Practice as an attending physician

    Army HPSP

    You practice your specialty as an Army physician. The Army assigns you based on its needs, with input from your specialty consultant. Assignments average about three years.

    • Where: Army hospitals and clinics, or an operational unit. Locations can include U.S. and overseas posts. Location is not guaranteed.
    • Four career tracks: clinical, operational, education and research. Roles include staff physician, field surgeon, brigade or division surgeon, flight surgeon, residency faculty and hospital leadership.
    • Requirements: a current, unrestricted state medical license, board certification as you progress, continuing medical education, and Army fitness and readiness standards (see below).
    • Pay: basic pay, tax-free allowances and specialty pays (see Financials).

    Civilian path

    You choose your job and location. Median pay for all physicians and surgeons was $275,930 (BLS, May 2025), and repaying medical school loans continues; the median debt for 2025 graduates with debt was $215,000.

    Sources: Army Medical Corps career chapter (2022); USU branch page; DHA MTF list (8 Nov 2023); DoDI 6025.13; BLS (May 2025); AAMC Debt Fact Card (Oct 2025).

  19. 15

    Then your choice

    Complete your military obligation

    Army HPSP

    You serve your active duty obligation: at least one year for each scholarship year (2-year minimum; 4 with the bonus), plus any obligation you take on for military residency or fellowship. Your recruiter explains how these combine.

    • Your total military service obligation is 8 years. Any remaining time is served in the Individual Ready Reserve: no regular drills, but members can be called back to active duty in a national emergency.
    • Then you choose: ask to continue an Army career (based on the Army's needs), with a pension after 20 years of service, or move to civilian practice with no tuition debt for your scholarship years.

    Civilian path

    No service obligation. Physicians working for a qualifying employer may get remaining federal loans forgiven through Public Service Loan Forgiveness after 120 qualifying monthly payments (10 years). Private loans don't qualify.

    Sources: DoDI 6000.13 Encl 3 para 5.g; AR 601-141 ch. 2; 10 USC 12302; MyArmyBenefits BRS; studentaid.gov PSLF.

Build your timeline

Pick a scholarship length and a specialty to see how the two paths line up, year by year.

Planning estimate only. Training lengths: ACGME program requirements. Obligation: DoDI 6000.13 and AR 601-141. Residency and fellowship obligations are set in separate agreements. Your recruiter confirms your obligation before you sign.

Army HPSP vs. civilian, at a glance

The same doctor, two ways to get there.

Full financial comparison →
Army HPSPCivilian path
Who pays tuition and required feesThe Army, for each scholarship yearYou: federal loans (max $50K a year, $200K total), private loans, family or school aid
Money during school$3,113 a month stipend (taxable) plus pay for 45 training days a yearNone; living costs are usually borrowed
Training time in school45 paid days of Army training each scholarship year, including officer training and rotations at Army hospitalsYour summer after year 1 and your electives are yours to plan
Example debt at graduation (Georgetown, 4 years)About $5,511 (calculator estimate)About $561,570 if the full cost is borrowed (calculator estimate)
Residency matchMilitary match; results in DecemberCivilian Match; Match Day 19 Mar 2027
First-year resident payAbout $103,759 a year with tax-free allowances (Lewis-McChord example, no dependents)Varies by program; national average about $67,400 (AAMC 2025 projection), taxable
Where you train and workMilitary hospitals and units, assigned based on the Army's needs; assignments average about 3 yearsYour choice, subject to matching and hiring
Service obligationAt least 1 year of active duty per scholarship year after training (2-year minimum; 4 with bonus), plus any residency or fellowship obligation; 8 years total including reserve timeNone
DeploymentPossible after medical school, like every SoldierNone
Attending payBasic pay + tax-free allowances + specialty pays (see Financials)Median $275,930, all physicians (BLS, May 2025)
Loan forgivenessNo tuition loans for your scholarship years. Any federal loans you do have may qualify for PSLF, since active duty service is qualifying employment (studentaid.gov)PSLF after 120 qualifying payments (10 years) for eligible employers; private loans don't qualify
RetirementPension after 20 years of service, plus Thrift Savings Plan matchingDepends on your employer

Sources: goarmy.com; DFAS; DoDI 6000.13; AR 601-141; HPSP Value Calculator (Georgetown 2026-27 budget, default rates); FSA; NRMP; AAMC; BLS (May 2025); DHA; studentaid.gov. Checked 1 Oct 2026.

Daily life as an Army physician

You're a doctor first, and an Army officer too. Here's what fills the week once you're practicing.

Patient care

Clinic, hospital and on-call work in your specialty, for Soldiers, their families and other beneficiaries. Medical Corps officers deliver direct patient care and run prevention and health-promotion programs.

Teaching

Many Army physicians teach residents, students and medics. At Womack Army Medical Center, staff physicians train medics in trauma resuscitation.

Leading

You lead clinical teams and advise commanders on the health of their units. Experienced physicians can compete for roles such as department chief, residency program director and hospital commander.

Fitness

Active-duty Soldiers take the Army Fitness Test (AFT) for record twice a year and meet a body composition standard (waist-to-height ratio under 0.55), checked at least twice a year.

Readiness

An annual Periodic Health Assessment, dental readiness, and required Army training keep you ready to deploy.

Professional military education

Courses such as the Basic Officer Leader Course, the Combat Casualty Care Course and the Captains Career Course build your skills as a military officer and leader.

License and continuing education

A current, unrestricted state license, continuing medical education, and board certification as you progress.

Evaluations

An annual Officer Evaluation Report covers your performance and potential and feeds promotion boards.

Time off and moves

30 days of paid leave a year plus federal holidays. Assignments average about three years, and the Army pays for official moves.

Sources: Army Medical Corps career chapter (2022); army.mil (24 Jun 2026); army.mil AFT page and Army Directive 2026-13 (7 Jul 2026); Secretary of War fitness memo (30 Sep 2025); DoDI 6025.13; HRC OER guide; MyArmyBenefits leave and PCS pages; USU branch page.

Deployments and operational duties

Every Soldier can deploy. Here's how it works for physicians.

  • Not during medical school. HPSP students aren't pulled away from school for deployments.
  • After medical school, deployment is possible. Many hospital-based Army clinicians are assigned to a deployable unit while they work at their hospital, and they train and deploy with that unit when it's called.
  • How long: length depends on the mission and the Army's needs. Army medical deployments have ranged from about a month to a year.
  • How close to combat: the Army says its medical officers "would not typically be part of or very near combat operations." Field surgeons, who serve with operational units, are the most forward physicians.
  • Beyond combat: humanitarian assistance, global health engagement with partner nations, and training exercises. Army physicians have served on missions in Mongolia and the Philippines.

Where physicians serve in the field

  1. Role 1: unit aid stations; immediate lifesaving care
  2. Role 2: advanced trauma care, blood, x-ray and limited surgery
  3. Role 3: field hospitals with specialty surgery and care for all patients
  4. Role 4: major hospitals in the U.S. and overseas

Sources: army.mil (14 Feb 2025; 17 Apr 2019; 23 Sep 2022; 19 May 2026); Army Surgeon General testimony (5 Mar 2020); USU branch page; goarmy.com Army medical careers and 62B pages; MEDCoE Emergency War Surgery, chapter 2.

What the Army expects of its physicians

  • Serve your full obligation: at least one year of active duty for each scholarship year (2-year minimum; 4 with the bonus), plus any residency and fellowship obligation, within an 8-year total service obligation.
  • Hold a current, unrestricted state medical license and keep up continuing education and board certification.
  • Pass the Army Fitness Test twice a year and meet the body composition standard.
  • Stay medically and dentally ready, complete required training, and be ready to deploy.
  • Keep the appropriate security clearance and meet the standards of an Army officer.
  • Accept assignments based on the Army's needs. Specialty, residency selection, location and assignment are competitive and not guaranteed.

Money questions?

See the financials

The 2026 loan changes, the real 4-year cost at your school, and how Army physician pay compares.

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What happens next

  1. A recruiter replies by email.
  2. If it helps, we set up a 30-minute conversation.
  3. If HPSP fits, a recruiter guides you through the application, step by step.